We are an on-line lending service. Most traditional lenders employ loan officers who meet with borrowers in person to take loan applications and are generally paid on commissions. Since you will complete our on-line application, there's no need for a commissioned loan officer. We pass on those savings to you by providing the lowest rates and fees available!

Instead of a loan officer, we'll assign your file to a Loan Advisor who will be available by phone, e-mail, or on-line chat to answer any questions you may have and to guide you through the mortgage process.